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Start Reaching Your Complete Credit Goals Today!

Get 25+ years of credit and debt knowledge and experience packed into a time-tested and proven credit improvement service.  We will check your credit, validate questionable data, fix the inaccuracies, assist with defaulted debt and student loans, and help improve your credit to increase your buying power.

ONLY $149.99 to start.

Exceptional Value – Great Program!

All the services and support you need to reach your credit goals!


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We have helped 1000’s of clients improve their credit and reach their complete credit goals.  We can help you too!


We have all the tools, knowledge, and support needed to reach your credit goals.  We will dispute the accounts and information you believe to be inaccurate, while helping you build and increase your credit scores.

Our service includes:

  • Time-tested and proven strategy that works!
  • Unlimited credit disputes over your program (aka Credit Repair).
  • FREE Initial Credit Consultation.
  • FREE Student Loan Coaching.
  • FREE Debt Negotiation Coaching.
  • Includes Credit-Ready Approval Assistance.
  • Includes 3-Bureau Credit Reports, Credit Scores, Credit Monitoring/Alerts, ID Protection, Score Simulator, and more.
  • Includes No-out-of-pocket Attorney representation for FCRA/FDCPA violations.
  • Includes No-out-of-pocket Attorney representation for ID Theft Cases.
  • Includes printing, processing, and mailing service. (Certified mail options available)
  • Reaching Your Complete Credit Goals – PRICELESS!

Our process is time-tested and proven.  Get credit-ready for a mortgage, auto loan, credit cards, business financing, or just improve your credit to save money on your insurance and other fees.  Our process is easy to follow, very effective, and affordable.

Credit reports and credit scores refreshed every 30-days.  The credit reports included are available for download or online, and allow us to monitor your credit scores and other activity.  Your secure online portal provides 24/7 program results and other information.

Here is how it works:

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Service Overview

Step 1: Free credit consultation.  Our Credit Consultant will review your credit report with you to determine how we can help you.

Step 2: Complete your enrollment, which includes your 3-bureau credit reports/scores, credit monitoring, Attorney representation for FCRA/FDCPA Violations and identity theft cases.

Step 3: Designate the items you want investigated, and authorize letters to be mailed on your behalf.  Investigation letters are produced and mailed every thirty to thirty-five days.  Each enrolled account typically requires between two to four letter rounds to determine if it is inaccurate, illegal, out dated, or unfair.  You receive copies of all letters mailed.

Step 4: As you receive responses from the companies, upload them to your secure portal or email to us.  Inaccurate accounts are deleted or repaired.  If they are not, or they are determined to be accurate, we will provide assistance with other resolutions to reach your credit goals.  Sending your responses as received cuts your program time by 50% or more.

Step 5: Support staff will review and update your accounts using your responses and updated credit reports.  As each round ends, you will receive an updated credit summary showing results, updated credit strategy, and recommendations to improve or build your credit. 

If you have questions, schedule a support call to discuss your results and updated credit strategy. 

We will help you add positive credit to boost your credit scores.

We have the Credit Repair Tools to

Reach Your Complete Credit Goals.

Credit Repair Services

Investigation and validation of all your accounts you tag as inaccurate. Investigation letters are generated and mailed on your behalf.  Inaccurate items are either removed or corrected. If the account or information is determined to be valid and legal, other resolutions will be offered, which may include but not limited to, reduced pay off, file complaint, small claims, or attorney referral. Our goal is to determine the accuracy of each account as quick as possible until each account investigation is completed.

Student Loan Assistance

If you have defaulted student loans, we will provide coaching and guidance to help you determine if you are eligibility for an Income Based Repayment, Loan Rehab or Direct Loan Consolidation program. If eligible, we help you complete your monthly budget documents and provide lender communication guidance. The goal is to provide relief with the lowest possible payment.  Phone support assistance available.

Credit-Ready Loan Approval Assistance

Our service will help you resolve the issues preventing you from getting your loan and guide you through the necessary steps to be credit ready. Whether you are seeking a mortgage, auto, credit cards, personal loan or business loan our service will get you there.

Debt Negotiation Assistance

We will provide you with expert, proven advice to effectively deal with creditors and collectors and negotiate your best possible savings. We will also coach you to make sure it is done legally and protect you from future issues.  Phone support assistance available. 

Credit Goals Complete

The 3-Bureau credit reports and credit scores included with program are refreshed throughout your program. Easily monitor your progress and track your results.




Monthly Fee $99.99 covers the expenses to provide service  to you. Credit Repair Performance Fees are charged based on proven results at $10.00 per account deleted or corrected, per credit bureau.  Month to month, no long term commitment.


  • 3-Bureaus Credit Report and Scores, Credit Monitoring, Score Simulator, ID Protection Bundle
  • Phone Support / Consultations
  • FREE Student Loan Assistance
  • FREE Debt Negotiation Assistance
  • Credit Ready Loan Approval Assistance
  • Legal Club
  • Attorney Representation for FCRA/FDCPA Violations
  • Attorney Representation for ID Theft Claims

We Provide Additional Protection and Peace of Mind

Zero out-of-pocket FCRA and FDCPA Violation Protection

Over 20,000 Attorney Network
ID Theft Cases assigned to an Attorney
If a creditor violates your rights, your network attorney will act and if needed file a lawsuit to protect your rights. Your membership includes the attorney representation with potential contingency penalty awards. 

Ask About our Affordable Zero Out-of-Pocket Debt Defense Membership.

It provides protection if a creditor or collector files a lawsuit against you it covers your attorney representation and court costs (90-day waiting period.)  Emergency enrollment options available. ask for details.

Business Credit Building

Are you a small business owner?  Ask about our business credit building and correction service.

It will help you build a strong foundation for business financing with an opportunity to qualify for financing with no personal guarantee.

A Proven Service, Packed with Years of Knowledge

Our experience in financial wellness and credit services spans over 25+ years. We have helped thousands turn their credit around and get approved, we are confident we can help you too! With our system and depth of knowledge we will help you reach your credit goals faster than any other credit improvement service available.





Our Customers

Dear Credit Goal Complete,

Thank you for the service you provided my wife and I. As you know, our credit scores were prohibiting us from refinancing our home and with the adjustable-rate we had, making the higher payments would have been extremely difficult. Within 3 months of becoming a client, our credit scores rose high enough to allow us to refinance and secure a competitive fixed rate mortgage.

Credit Goals Complete did everything promised and more! I will be recommending your company to anyone and everyone who needs similar help. Again, thank you for everything, we are so grateful.”


“Thank you, Credit Goals Complete,

Your credit ready program worked just as you stated. I love the fact that you stay on top of things and I appreciate the professional service.”


“Thanks again for all your help.

I appreciate what you have accomplished in such a short time. It has allowed us to buy a new home and have a fresh start. I would recommend your services to everyone.”

Dan, Police Officer

Want to do more than just check your credit score? Simply click the button, to get credit ready, and reach your complete credit goals today!

Grand Rapids, MI

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There are various types of credit scores, and lenders use a variety of different types of credit scores to make lending decisions. The credit score you receive is based on the VantageScore 3.0 model and may not be the credit score model used by your lender.


Experian, Transunion, and Equifax trademarks used herein are trademarks or registered trademarks of Experian, Transunion, and Equifax and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners. Licenses and Disclosures.