Service Overview

Step 1: Free credit consultation. Our Credit Consultant will review your credit report with you to determine how we can help you.

Step 2: Complete your enrollment, which includes your 3-bureau credit reports/scores, credit monitoring, Attorney representation for FCRA/FDCPA Violations and identity theft cases.

Step 3: Designate the items you want investigated, and authorize letters to be mailed on your behalf. Investigation letters are produced and mailed every thirty to thirty-five days. Each enrolled account typically requires between two to four letter rounds to determine if it is inaccurate, illegal, out dated, or unfair. You receive copies of all letters mailed.

Step 4: As you receive responses from the companies, upload them to your secure portal or email to us. Inaccurate accounts are deleted or repaired. If they are not, or they are determined to be accurate, we will provide assistance with other resolutions to reach your credit goals. Sending your responses as received cuts your program time by 50% or more.

Step 5: Support staff will review and update your accounts using your responses and updated credit reports. As each round ends, you will receive an updated credit summary showing results, updated credit strategy, and recommendations to improve or build your credit.

If you have questions, schedule a support call to discuss your results and updated credit strategy.

We will help you add positive credit to boost your credit scores.

There are various types of credit scores, and lenders use a variety of different types of credit scores to make lending decisions. The credit score you receive is based on the Vantage Score 3.0 model and may not be the credit score model used by your lender.

Experian, Transunion, and Equifax trademarks used herein are trademarks or registered trademarks of Experian, Transunion, and Equifax and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners. Licenses and Disclosures.